COINS (Construction Industry Solutions)
Construction ERP software running finance and compliance for major homebuilders and contractors.
On the record
Checkpoint: US mid-market win rate results for Specialty Contractor Suite against Acumatica and Viewpoint
The call
COINS sits deep inside construction finance workflows that took over a year to install, and nothing on the market, AI or otherwise, has pulled a major customer out yet.
COINS makes accounting and project management software built specifically for construction companies. It is hard to replace because it knows all the weird rules that construction needs (like special tax handling, building safety laws, and prevailing wage math), and switching to something else takes 7 to 18 months of work and headaches; generic accounting software like SAP or Oracle cannot do this, and project management rivals like Procore do not try. The one thing to watch is whether the new mid-market product launching in 2026 can beat Acumatica in the smaller contractor market, and whether the parent company's next refinancing in 2026 or 2027 forces them to cut corners or sell off pieces.
Why
01
AI pressure: None apparent. No AI product replaces the compliance logic and liability record-keeping construction firms depend on; Access is adding AI features to Coins itself, not being replaced by it. Could AI do the core job? Unlikely.
02
Bigger players: Acumatica Construction Edition. Easier to use and cheaper, chipping at the bottom of the mid-market, but not yet pulling existing Coins customers away in the US. Could a giant copy it? Probably.
03
What protects it. Switching costs of 7 to 18 months plus deep UK and US regulatory logic (CIS, Domestic Reverse Charge, prevailing wage) that generic ERP and AI tools cannot replicate quickly.
What would change this call
Specialty Contractor Suite win-rate vs Acumatica and Viewpoint in US mid-market by mid-2026. would show whether COINS is holding or losing ground at the market's lower edge.
Access Group announces a refinancing, sale, or new PE ownership event in 2026 or 2027. would indicate whether ownership pressure could lead to cost cuts affecting COINS.
A named competitor publicly documented as displacing existing COINS installs at renewal. would be the first concrete evidence of real customer loss rather than feature competition.
Access Group announces a refinancing, sale, or new PE ownership event in 2026 or 2027. would indicate whether ownership pressure could lead to cost cuts affecting COINS.
A named competitor publicly documented as displacing existing COINS installs at renewal. would be the first concrete evidence of real customer loss rather than feature competition.
Key numbers
- Used by 43 of UK's top 75 homebuilders
- 500+ major contractors use it globally
- Parent Access Group valued at £9.2B
Named risks
- Unproven reception of April 2026 US Specialty Contractor Suite against Acumatica and Viewpoint.
- Access Group PE refinancing cycle (2018, 2022 pattern) could recur 2026-27 and force cost cuts.
- PE-conglomerate ownership could subordinate Coins roadmap to duplicative Access Group priorities.
- Acumatica usability edge risks erosion of Coins share at mid-market bottom edge.
- Conflicting entity and headcount figures across sources create ownership/scale ambiguity.
Rivals, as read in July 2026
| Rival | Direction | Evidence |
|---|---|---|
| Acumatica Construction Edition | gaining on | Named top mid-market usability pick by independent guides as of July 15, 2026 |
| Procore | contesting | Leading project-management layer often paired with, not replacing, Access Coins per 2025-11-30 comparison |
| Viewpoint (Trimble Construction One) | contesting | Long-established enterprise-scale ERP rival cited in 2026-04-20 comparisons |
| CMiC | contesting | Frequently benchmarked alternative, rated 3.8/5 by Forbes Advisor in 2026 |
| Sage | contesting | Strong in SME segment and UK-specific CIS/Domestic Reverse Charge compliance per 2026-07-13 review |
Questions people ask
- Is COINS (Construction Industry Solutions) profitable?
- COINS does not report standalone financials as an Access Group subsidiary. Parent Access Group reported pro forma revenue of £685 million for FY22, up 43% year on year, and describes itself as a $1.3bn+ revenue business as of 2024/2025, per its own announcements.
- Who owns COINS now?
- COINS has been owned by The Access Group since a December 2022 acquisition. Access Group itself is majority backed by private equity firms TA Associates and Hg Capital, with Singapore's GIC as minority investor since a June 2022 round valuing Access at £9.2 billion.
- Could AI replace COINS or its construction ERP software?
- Access Group has embedded AI (Copilot, Feed) across Access Coins Evo since November 17, 2025, automating invoice processing and bank reconciliation. But construction compliance logic like CIS and Building Safety Act audit trails, plus 43 of the UK's top 75 homebuilders' data, remain locked into the core system, per company statements.
- Is COINS losing market share to Procore or Acumatica?
- No confirmed displacement as of July 2026. Procore is positioned as a project-management complement rather than accounting-ERP replacement, while Acumatica Construction Edition is cited by independent buyer guides as the top mid-market usability pick, an adjacent pressure point rather than a proven takeaway.
- Who is COINS' biggest competitor in construction ERP?
- Viewpoint (now part of Trimble Construction One) and CMiC are the closest enterprise-scale construction ERP rivals, while Acumatica Construction Edition contests the mid-market on usability and pricing. Procore competes adjacently in project management rather than accounting, per 2026 industry comparisons.
- How many customers does Access Coins have?
- The Access Group states Access Coins Evo serves 500+ major contractors globally and 43 of the UK's top 75 homebuilders including the top 5 by turnover, as of a February 12, 2026 company blog post citing the 2024 Housing Market Intelligence report.
Timeline
- 2026-06-10Access Coins Evo wins Gold Stevie Award in Construction Management Solution category
- 2026-04-07Access launches Coins Evo Specialty Contractor Suite for US MEP/HVAC/civil contractors
- 2026-02-12Access Group states Coins serves 43 of UK's top 75 homebuilders
- 2025-11-17Access Evo AI platform (Copilot, Feed, MyEvo) activated platform-wide across Access Coins
- 2025-11-13Access Evo adds Artifacts conversational PDF document analysis feature
- 2024Access Group acquires SHR hospitality software, expanding acquisition program
- 2022-12The Access Group acquires COINS, terms undisclosed
- 2022-06-07Access Group valued at £9.2 billion enterprise value in funding round with GIC
- 1986COINS founded as a construction-specific ERP software provider
Revision history
23 July 2026
First assessed. Hard to displace. The text above is fixed as of this date and is not edited afterwards.
In the same band
Sources
- COINS Company Profile (2022-06-04)
- COINS - CB Insights (2022-12-06)
- The Access Group Announces Substantial Investment (2022-06-07)
- 43% Increase in Pro Forma Revenue (2025-08-06)
- The Access Group acquires SHR (2026-02-15)
- Access Coins Evo Construction & Service ERP
- Access Coins' Role in Leading UK Homebuilders (2026-02-12)
- Construction ERP for Australian Contractors
- Construction ERP Adoption Among the Global Top 100 (2025-05-03)
- Access Construction Launch Access Coins Evo Specialty Suite (2026-04-07)
- Access Evo Platform FAQ (2025-11-07)
- Access Coins Evo Wins Gold Stevie Award (2026-06-17)